Neetu Chandra was born in Patna, Bihar. A resident of Patliputra Colony, Neetu graduated from the Notre Dame Academy, Patna in 1997 and dreamt of entering the modelling world. Neetu's father, a businessman, was initially reluctant to let her pursue a career in showbiz but her mother, Neera, stood by her. Not surprisingly, Neetu attributes her success to her mother, a native of East Champaran in Bihar. She has done dozens of ads and videos for reputed firms since her graduation days in Delhi's IP College, University of Delhi. She is 5'7" tall.

Before entering the Hindi film Industry, Neetu was an avid sportsperson. She is a black belt holder in Taekwondo. She has represented India in two different games, which is very rare. She has represented India in International Taekwondo Championship at Hong Kong in 1996 and represented India in World Korfball Championship in 1995 at New Delhi. She is a national games Silver Medal winner in Taek-won-do. After completing her basic education, she started her work with small print ad campaigns in Delhi. But her hard work and perseverance took her to the Hindi film Industry.

Ask Neetu Chandra if she finds any aspect of Mumbai upsetting and she says it's the bad name Biharis get in the city. "I have never understood why they are treated as if they come from a different part of the world," she says. "There are so many Biharis who have made it big, but people here don't know about them."